The only way to own a settlement without going to battle is by completing missions, pleasing the nobles, helping with battles, and so on. Over time, as you finish tasks for a faction, you will earn rewards and favors. Basically, you will have to become a vassal and eventually hope to receive a settlement as a gift for all the work that you put in.
Full Answer
How much does it cost to settle debt?
With a debt settlement company, you’ll likely pay a fee of 20% to 25% of the enrolled debt once you agree to a negotiated settlement and make at least one payment to the creditor from an account set up for this purpose, according to the Center for Responsible Lending.
How do I negotiate a debt settlement?
All debt settlement negotiations start with an offer – either a collector reaches out to you or you reach out to a creditor. It’s important when trying to negotiate a settlement that you have realistic goals. You’re not going to get out of debt for nothing – you’ll need to pay something to get your balances discharged.
How does do-it-yourself debt settlement work?
With do-it-yourself debt settlement, you negotiate directly with your creditors in an effort to settle your debt for less than you originally owed. The strategy works best for debts that are already delinquent.
How to own a settlement without going to battle?
The only way to own a settlement without going to battle is by completing missions, pleasing the nobles, helping with battles, and so on. Over time, as you finish tasks for a faction, you will earn rewards and favors.
How do you own a settlement?
You can do this with the help of an army of troops by following these steps:Choose a castle of an enemy faction.Click on the castle.Select "Besiege the Castle" in the castle menu.Build Siege Camp near the castle.Select "Continue the Siege" in the castle menu.Choose "Lead an Assault" option.
How do you conquer a settlement in Bannerlord?
The direct method of getting a settlement in Mount & Blade II: Bannerlord involves, as you can probably tell, using brute force to siege it and defeat its defenders. In order to do so, you'll first need to be at war with another faction. Getting someone to hate you enough is terribly simple, though.
How do I own an imperial settlement?
0:034:10How To Own A Settlement In Mount & Blade 2 Bannerlord - YouTubeYouTubeStart of suggested clipEnd of suggested clipYou. Do need to be at war with a faction in order to do this and I recommend a castle as opposed toMoreYou. Do need to be at war with a faction in order to do this and I recommend a castle as opposed to a large city. And to get to war with someone just raid one of the little villages nearby kill.
What is a settlement in Bannerlord?
Settlements come in multiple forms. These are towns and castles which you can take over control of. The surrounding villages contribute to your town or castle's overall wealth and prosperity, but are also vulnerable to being raided for supplies by enemy nobles or bandits.
Can you own a castle Bannerlord?
If you're independent, you can capture a castle and keep it for yourself.
What is the best faction in Bannerlord?
Mount & Blade 2 Bannerlord: All Of The Factions, Explained &...8 Sturgia.7 Khuzait.6 Battania.5 Aserai.4 Vlandia.3 Southern Empire.2 Northern Empire.1 Western Empire.
How do you get land in Bannerlord?
This obviously means you'll need to subjugate yourself to one of the major factions. Which one doesn't matter, but only way to peacefully gain land is to please one of the nobles enough that they reward you. As you complete missions and continue to earn their favor, the rewards will gradually increase.
How do you capture a castle in Bannerlord?
0:367:03Mount and Blade: Bannerlord - Getting Your First Castle - EASY and FASTYouTubeStart of suggested clipEnd of suggested clipStarting a war with an enemy faction taking a castle by force. And then paying a small fortune to goMoreStarting a war with an enemy faction taking a castle by force. And then paying a small fortune to go to peace afterwards.
How do you make a non imperial kingdom Bannerlord?
9:3117:01How to create a Kingdom in Mount and Blade 2 Bannerlord ... - YouTubeYouTubeStart of suggested clipEnd of suggested clipYou head into your clan menu. Here. And you just go ahead and create your kingdom it's literallyMoreYou head into your clan menu. Here. And you just go ahead and create your kingdom it's literally right there says create kingdom at the top. You just go ahead create your kingdom.
How do I create my own kingdom in Bannerlord?
1:0616:37How to Create a Kingdom (ABRIDGED & UPDATED) - YouTubeYouTubeStart of suggested clipEnd of suggested clipAnd it really starts with your character right as soon as you make your character. It's time to kindMoreAnd it really starts with your character right as soon as you make your character. It's time to kind of play ball. And you're going to start wherever you start on the map this character's.
How do I get my first fief in Bannerlord?
Personal fiefs can be obtained by capturing a town or castle while not a vassal of any lord. This can be difficult as defenders of towns and castles are generally hundreds strong and if you are not a member of a faction, you will not have any allies to help you.
How do I protect my settlements from Bannerlord?
Defending your settlement If you want to keep your settlement un-raided, you'll need to garrison troops from your party into your town when you visit. By assigning your troops to your town they'll automatically defend it should enemies try to invade.
How do you capture a castle in Bannerlord?
0:367:03Mount and Blade: Bannerlord - Getting Your First Castle - EASY and FASTYouTubeStart of suggested clipEnd of suggested clipStarting a war with an enemy faction taking a castle by force. And then paying a small fortune to goMoreStarting a war with an enemy faction taking a castle by force. And then paying a small fortune to go to peace afterwards.
How do you capture a town in Mount and Blade Warband?
To take control of a town, you must besiege it or convince the owner to join your faction. Once you have successfully won control of a town, you can manage it and station a garrison there. Each town also grants control of two or more villages.
How do you increase settlement loyalty in Bannerlord?
The same applies to the town's Governor and, one way to mitigate the loss of Town Loyalty in Bannerlord is to assign each town a Governor that belongs to its culture. Upgrading your Fairgrounds project is another way of increasing Town Loyalty, as is choosing the Festival and Games daily default.
How do I get my first fief in Bannerlord?
Personal fiefs can be obtained by capturing a town or castle while not a vassal of any lord. This can be difficult as defenders of towns and castles are generally hundreds strong and if you are not a member of a faction, you will not have any allies to help you.
How to own a settlement in Bannerlord?
The indirect way, or the peaceful way, to own a settlement in the game is to get someone to gift it to you. You will have to earn the settlement by working hard and by joining any of the large factions in Bannerlord. The only way to own a settlement without going to battle is by completing missions, pleasing the nobles, helping with battles, ...
What is the importance of owning a settlement in Bannerlord?
The gameplay is similar to previous installments in the series, but Bannerlord gets improved graphics, strategies , gameplay elements, and more. In Bannerlord, there are two ways to own a settlement.
What do you do when you raid a village?
When you raid villages, you can also loot them and stock up on supplies, food, soldiers, and weapons. Once you’ve done this, head to the closest castle in the settlement and use ‘Besiege the Castle’ option. You will now have to build your own camp and defend it from attacks by enemy troops.
How to wage war with a settlement?
To wage war with the settlement, you’re going to have to make them angry and wait till they declare war. You can do this by raiding villages using the ‘Take a hostile action’ option, or by attacking nearby troops from the settlement.
Can you be part of a faction?
Unfortunately, you will remain a part of the faction if you choose this method. If you would like to go independent, then the faction may declare war and fight you. Therefore, if you want to own a settlement, then this is probably not the best way to do it unless you’re just starting out and have a lot of time in your hands.
Do you have to be a vassal to become a faction?
Over time, as you finish tasks for a faction, you will earn rewards and favors. Basically, you will have to become a vas sal and eventually hope to receive a settlement as a gift for all the work that you put in. Unfortunately, you will remain a part of the faction if you choose this method.
Do you have to own settlements in Mount and Blade 2?
In Mount and Blade 2: Bannerlord, you will have to get your own settlements and castles, which can be conquered or earned. If you’re wondering how to own a settlement in Mount and Blade 2 Bannerlord, then you’ve come to the right place. Owning a settlement is an important aspect of the game. The gameplay is similar to previous installments in ...
How much does a debt settlement pay?
The average debt settlement pays out roughly 48% of the original amount owed.
Why is it important to negotiate a settlement?
It’s important when trying to negotiate a settlement that you have realistic goals. You’re not going to get out of debt for nothing – you’ll need to pay something to get your balances discharged. How much you end up paying depends on what you want to accomplish and who you’re negotiating with.
How to avoid credit damage?
However, there are several solutions you can negotiate which may allow you to avoid credit damage, including: Negotiating to list a credit account status as paid in full. Negotiating to re-age an account to remove delinquent payments. Using pay for delete to remove a debt collection account from your credit report.
What is the original creditor?
The original creditor – i.e. the credit card company that you have the account through. An in-house collections department, who may be trying to collect on a debt that’s past-due but not charged off yet. A third-party debt collector that’s attempting to collect on a charged off debt on behalf of the original creditor.
What to do if your debt is not matching your records?
Ask for the agency’s name, the name of the representative that you’re speaking with , and a contact call-back number. Then ask that they send you a written notice about the debt immediately.
What happens when you settle your debt?
When you settle your debt, you agree to pay less than what you owe. Depending on your situation, this may be the right form of debt relief for you. Unlike some other methods, you don’t always have to use a professional service to settle. The following steps will teach you how to negotiate debt settlement on your own.
How long do you have to dispute a debt?
Once you receive this notice, you have 30 days to dispute the debt in writing. You should send the letter to the collection agency by certified mail return, receipt requested. This will ensure you know exactly when they received your dispute letter.
What to do if you think you have enough money to settle an account?
Once you think you have enough money saved up to settle an account, you can call your creditor and make an offer. In some cases, the creditor may have already sent you a settlement offer. You could accept the offer, or respond with a lower counteroffer.
Why do creditors accept settlement offers?
Creditors can either send your accounts to collections, sue you for nonpayment, or sell the debt to a third-party debt buyer or collector.
What to do if a creditor doesn't settle?
If the creditor doesn't agree to settle, you may want to wait until it sells the debt and try again with the debt buyer or collection agency.
How to settle debt for less than what you owe?
While many creditors might agree to settle your debt for less than what you owe, there’s no guarantee that debt settlement will work. If you’re considering trying it on your own, here’s a rough guide to the steps you may want to take: 1. Assess your situation. Create a list of your past-due accounts with the creditors’ names, how much you owe, ...
How long do you have to be late to settle a credit card?
For example, you may need to be at least 90 days late on an account before a creditor considers settling. Or, some creditors might not settle at all, and you’ll have to wait until the debt is sold to another company. Some creditors might also be more likely to sue you to collect an unpaid debt than others.
What to do if you feel like you're drowning in debt?
If you feel like you’re drowning in debt, the idea of settling for less money than you owe can be appealing. You could hire a debt settlement company that will work on your behalf to negotiate settlements with your creditors.
How long do you have to be behind on credit card payments to settle?
Creditors generally don’t agree to settle an account if you’re only a few days late. You may need to be at least 90 or more days behind on your payments before a credit card company will even consider a settlement. By that point, your late payments have likely been reported to the credit bureaus.
What is do it yourself debt settlement?
With do-it-yourself debt settlement, you negotiate directly with your creditors in an effort to settle your debt for less than you originally owed.
What is the difference between debt settlement through a company and doing it yourself?
Time and cost are the main distinctions between debt settlement through a company and doing it yourself.
How much does a debt settlement company charge?
With a debt settlement company, you’ll likely pay a fee of 20% to 25% of the enrolled debt once you agree to a negotiated settlement and make at least one payment to the creditor from an account set up for this purpose, according to the Center for Responsible Lending.
What does "settled" mean on credit report?
Settled debts are generally marked as “Settled” or “Paid Settled,” which doesn’t look great on credit reports. Instead, you'll try to get your creditor to mark the settled account “Paid as Agreed” to minimize the damage.
How long can you be behind on a debt settlement?
Debt settlement is an option if your payments are at least 90 days late, but it’s more feasible when you're five or more months behind. But because you must continue to miss payments while negotiating, damage to your credit stacks up, and there is no guarantee that you’ll end up with a deal.
How long does it take to settle a debt?
While completing a plan through a company can take two and a half years or more, you may be able to settle your debts on your own within six months of going delinquent, according to debt settlement coach Michael Bovee.
How to make a creditor sympathetic?
Approach the call with a clear narrative. Concisely portraying the financial hardship that made you unable to pay your bills can make the creditor more sympathetic to your case. Don’t lose sight of the amount you can realistically pay. Start by lowballing, and try to work toward a middle ground.
