Settlement FAQs

is first choice telemarketing settlement legit

by Cletus Schuppe Published 3 years ago Updated 2 years ago
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Why is Hello Fresh being sued?

Multiple individuals (the “Plaintiffs”) filed lawsuits against HelloFresh on behalf of themselves and all others similarly situated. The lawsuits allege that HelloFresh violated the Telephone Consumer Protection Act, 47 U.S.C.

What is a class action settlement notice?

The class action notice outlines the original plaintiff's claims against the defendant and the terms of the proposed settlement. California's federal courts have suggested language that attorneys should use when sending out these notices.

What is class action guide?

If you received a class action notice in the mail, this simply means that your legal rights may be affected by a lawsuit that was recently filed or settled. Notices are sent to people whose rights could be affected by a class action.

Should you participate in a class action lawsuit?

Joining a class action can be good if you don't have time to fight a case, but You can count on a significantly reduced settlement after a much longer period of time. We're sure you've heard people talking about how much a class action lawsuit is needed for a particular legal problem.

What happens if I do nothing in a class action lawsuit?

If you do nothing, you will become a Class Member bound by the terms of the Settlement Agreement and Final Judgment, thus forfeiting your right to sue on your own regarding any claims that are part of the settlement.

What is a class settlement payment?

A class-action lawsuit settlement is the proceeds that are received from winning a class-action lawsuit. It is the monetary benefit paid out to the individuals that make up the class-action lawsuit.

Are class action settlements taxable?

The general rule of taxability for amounts received from settlement of lawsuits and other legal remedies is Internal Revenue Code (IRC) Section 61 that states all income is taxable from whatever source derived, unless exempted by another section of the code.

Does Capital One accept settlements?

Yes, Capital One does accept debt settlements, either directly or through a collection agency. You can refer to the most recent notice you've received and reach out to that party to begin the negotiation process for an amended payment agreement.

What is a settlement notice?

Notice of Settlement means the notice to the members of the Settlement Class of: (a) this Agreement; (b) the request for Class Fees and Expenses; and (c) the Settlement Fairness Hearing.

Are class action settlements taxable?

The general rule of taxability for amounts received from settlement of lawsuits and other legal remedies is Internal Revenue Code (IRC) Section 61 that states all income is taxable from whatever source derived, unless exempted by another section of the code.

How long does it take to get money from a class action settlement?

The answer is typically between one and six weeks after your attorney reaches a settlement or the judge hearing your case awards you monetary damages.

Does Capital One accept settlements?

Yes, Capital One does accept debt settlements, either directly or through a collection agency. You can refer to the most recent notice you've received and reach out to that party to begin the negotiation process for an amended payment agreement.

Why is First Choice the same as Smart Choice?

First Choice has been assigned the same rating in this section as Smart Choice Payments and Wholesale Merchant Processing because there is no indication that the companies are different from each other. The company lists phone and email contact information on its website.

Where is First Choice Payments located?

Headquartered in Beaverton, Oregon, First Choice Payments (fcpayments.com) is a merchant account provider that primarily offers credit card processing for U.S.-based businesses. The company appears to be a DBA of Wholesale Merchant Processing, Smart Choice Payments, and North American Processing Solutions. According to a complaint on our Payment Systems Corporation review, Smart Choice Payments, First Choice Payments, and North American Processing Solutions are subsidiaries of Payment Systems Corporation; however, other information suggests that the companies’ backend processor may instead be Federated Payments.

What is smart choice payment?

Smart Choice Payments is a DBA of First Choice Payments, and we have assigned Smart Choice Payments the same “F” rating that the BBB gave to Wholesale Merchant Processing. We will therefore apply the same rating to First Choice Payments for the purposes of this review.

Is Smart Choice Payments a BBB?

The Better Business Bureau does not maintain a profile for First Choice Payments at this time. However, Smart Choice Payments currently has an “ A ” rating with the Better Business Bureau and has been accredited since September 2015. In addition, Wholesale Merchant Processing has an “ F ” rating with the BBB. The reason for the discrepancy between these two grades is unclear, as the BBB lists both companies at the same address and names Todd McCartney as the president of both companies.

Does First Choice Payments pay ripoffs?

As also noted above, First Choice Payments has paid Ripoff Report in order to participate in that website’s “Corporate Advocacy Program.” This program makes it difficult to find the title and content of targeted complaints on Ripoff Report. Merchants are advised to scroll completely down the page to read the full details of each complaint.

Does First Choice Payments charge a contract fee?

Unlike Wholesale Merchant Processing and Smart Choice Payments, First Choice Payments does not provide its contract terms on its website. However, First Choice Payments’s contract terms are probably identical to those offered by Smart Choice Payments. The standard Smart Choice Payments contract (available below) is a three-year agreement with an early termination fee of $495, a monthly PCI compliance fee of $4.95, a monthly minimum fee of $25, a monthly statement fee of $10, and an accompanying non-cancellable, four-year equipment lease through Northern Leasing Systems. In addition, we have found one report of an additional early termination fee of $900 that the company charges upon cancellation. This sounds a lot like a similar $893.98 fee charged by Wholesale Merchant Processing, but we are unable to determine why the company charges it under either name.

Is First Choice Payments the same as Smart Choice Payments?

All evidence suggests that First Choice Payments is the same organization as Smart Choice Payments and Wholesale Merchant Processing, and First Choice Payments has been rated as such. Merchants who have been contacted by Smart Choice Payments or Wholesale Merchant Processing are advised to request and review all documentation before signing up.

This settlement is closed!

Please see what other class action settlements you might qualify to claim cash from in our Open Settlements directory!

Join a Free TCPA Class Action Lawsuit Investigation

If you were contacted on your cell phone by a company via an unsolicited text message (text spam) or prerecorded voice message (robocall), you may be eligible for compensation under the Telephone Consumer Protection Act.

Why are telemarketing scams so successful?

Indeed, with so many people treating their cellphones as an extension of their bodies, people are more accessible by phone than ever before. This is one of the reasons telemarketing scams are still around and often successful. Many people use caller ID and won’t even answer the phone to a number they don’t recognize.

What is telemarketing scam?

Common telemarketing scams. Some of these schemes target specific or groups of individuals, while others involve people being called at random. Some involve phishing, a type of scam in which the caller is trying to find out information (such as personal or banking information) that can be used in other crimes.

What does a scammer call a bank?

The scammer will call pretending to be someone from the victim’s bank. The caller actually wants you to become suspicious and call your bank to check if there really is an issue. The problem is that the fraudster has hijacked the phone line and the call was not hung up.

How do scammers use spoofing?

Scammers use a technique called “neighbourhood spoofing” to help persuade you to pick up. The idea is you might think it’s someone local calling and be more likely to answer and trust the caller. Go on the Do Not Call (DNC) list. In many jurisdictions, you can add your number to a DNC registry.

How to block spam calls?

Use a caller ID app . There are various apps available such as Truecaller and Caller ID & Call Blocker that will block known spammers from calling. Just bear in mind that although these can help filter calls, they won’t be completely reliable.

How to tell if a phone call is a scam?

Common signals that a phone call is part of a scam include too-good-to-be-true offers, someone asking for personal information right away, or a caller pressuring you to take action. Ask for a name. If you’re at all unsure, just ask for a name and a callback number so you have time to conduct some research.

What does the scammer want from you?

But really what the scammer wants is your personal information, some form of payment, or both. They may ask for details such as your Social Security number. which can then be used in identity theft. Or they might tell you that in order to access the grant you need to pay an administration fee.

This settlement is closed!

Please see what other class action settlements you might qualify to claim cash from in our Open Settlements directory!

Join a Free TCPA Class Action Lawsuit Investigation

If you were contacted on your cell phone by a company via an unsolicited text message (text spam) or prerecorded voice message (robocall), you may be eligible for compensation under the Telephone Consumer Protection Act.

When you and the recruiter mutually agree to a compensation structure, the offer letter is rolled out?

Once you and the recruiter mutually agree to a compensation structure the offer letter is rolled out post approvals from the internal stakeholders.

When is a class member for First Advantage?

You are a class member if First Advantage’s records indicate that, between August 17, 2012 to November 20, 2020, First Advantage provided a background report about you to a potential employer without first having the employer certify that you had authorized the report and provided a signed form from you authorizing the report.

When will the real office come back?

The pandemic challenged businesses to adapt and do things differently. With the “real” office making a comeback in 2021, the physical space will evolve for greater convenience, safety and security. Flexible schedules, smart bars, and contactless technologies are only some of the ways comp

Does the class settlement offer a resume check?

Yes. The class settlement provides you with: (1) a $15 discount on Instant Check and a $15 discount on Resume Check; and (2) nine free full file disclosures under ¶ 5.3 of the Settlement Agreement.”

Is there a timeframe for background checks?

It depends on what type of background check/ search they are conducting. There is no specific timeframe. It solely depends on the source that is providing the information.

Is FADV a scam?

I investigated it and it seems that the FADV Settlement is not a scam.

Do forensics do their best to complete a check as fast as possible?

They do their best to complete a check as fast as possible and ensure they are providing accurate results.

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