What is the Wells Fargo gap settlement?
This settlement resolves a class action against Wells Fargo Bank, NA, on the subject of Guaranteed Asset Protection or Guaranteed Auto Protection (GAP). GAP offers extra protection beyond that provided by typical auto insurance policies in event of a total loss of the vehicle.
How will the TMCC gap fees settlement affect non-statutory class members?
Non-Statutory Class members will be eligible to receive up to the full amount of their GAP refund without any deduction for cancellation fees, and will be paid from the $59 million settlement fund. In addition to the monetary relief, the TMCC GAP fees settlement also provides changes to Toyota Motor Credit Corp.’s business practices.
What does Toyota Motor Credit’S $59 million settlement mean for gap?
(Photo Credit:josefkubes/Shutterstock.) Toyota Motor Credit Corp., or TMCC, has agreed to pay $59 million to settle claims that the company failed to provide customers with a partial refund of the fees they paid for Guaranteed Asset Protection (GAP) after they paid off their finance agreements early.
What is the difference between junction town and gap town?
Junction towns or cities: They develop at an intersection of two major transport routes, for example a railway junction. Gap towns or cities: They develop at a point of access through or over a physical barrier, for example at a mountain pass.
What are the 4 types of urban settlements?
Types of Urban SettlementsTown. A town is the closest term to a rural settlement. ... City. Cities are much larger in size and population than towns. ... Conurbation. Conurbation is applied to large areas of urban settlement that are combined. ... Megalopolis.
What are the types of settlement?
The four main types of settlements are urban, rural, compact, and dispersed. Urban settlements are densely populated and are mostly non-agricultural. They are known as cities or metropolises and are the most populated type of settlement. These settlements take up the most land, resources, and services.
What are the types of settlement patterns?
There are three main settlement patterns: nucleated, linear and dispersed.
What determines the site for a settlement?
The site of a settlement is the land upon which it was built. There is a range of human and physical factors that determine the site of a settlement. The factors that affect the site of a settlement include: relief – the shape of the land affects where buildings are constructed and flat land is preferable for building.
What are the 3 settlement types?
There are generally three types of settlements: compact, semi-compact, and dispersed.
What are the 4 types of rural settlements?
Settlement types (or rurality)Metro.Suburb.Big satellite town.Mid-size town.Small town.Village & Settlement cluster.Sparse settlement.
What are the 5 settlements?
There are 5 types of settlement classified according to their pattern, these are, isolated, dispersed, nucleated, and linear.
What are 2 main types of settlement?
Settlements can broadly be divided into two types – rural and urban.
What are settlements that are close together called?
Compact settlements have homes that are built close together, whereas dispersed settlements have homes that are built far apart.
What makes a good settlement?
a local water supply for drinking, washing, cooking and transport. dry land, so that people could build on areas that don't flood. a defendable site, eg a hilltop or river bend, to protect from attackers. good farm land with fertile soils, so people could grow crops.
What are the 6 settlement factors?
People who share a common language, religion or culture. Social network or supports. Quality of life....AnswerBody of water (transportation routes, water for drinking and farming)Flat land (easy to build)Fertile soil (for crops)Forests (timber and housing)influence the settlements in an area.
Which of the following would be the best place to site a settlement?
A settlement site where a river is narrow or shallow enough to be bridged. The bridge becomes a routeing centre and trading centre, the natural location for a market. It is also a good defensive site. The lowest bridging point on a river is the bridge nearest to the sea; this site is ideal for a river port settlement.
What are types of Class 7 settlements?
Settlement Transport CommunicationSettlement.Permanent settlement.Temporary settlement.Rural settlement.Urban settlement.
What are the 2 types of settlement?
Settlement is a place where people live and carry out various economic activities on a relatively permanent basis. It can be divided into two types: rural settlement and urban settlement. The two types of settlement are differentiated by their size, density of population and employment pattern.
What is settlement explain its types with examples?
There are 5 types of settlement classified according to their pattern, these are, isolated, dispersed, nucleated, and linear. ... In a nucleated or compact settlement, the buildings are clustered, linked by roads, and the settlement itself may have a nearly circular or irregular shape.
What are the two types of human settlements?
Human settlements can broadly be divided into two types – rural and urban.
Why was the gap policy sound?
sound because it did not provide sufficient housing, expressing particular concerns about affordable housing. In his Post Hearing Note 3 – Other Matters to the Council, Mr Emerson stated that, although he had not considered gap policy at the Hearing, he would set out some preliminary concerns so that the Council could consider how to address the matter. In particular he was concerned that he saw: “nothing in the Council’s evidence base which seeks to justify on a rigorous
What is the purpose of the gap review?
The purpose of the gap review has been to support the preparation of a sound Local Plan Review 2016-2036, in particular; 1. to ensure any future gap policy is in accordance with national policy and is robust ; and 2. to inform the selection of preferred options for development that meets the required level of growth for the Plan period by assessing the implication of the development on settlement pattern, character and identity.
What is South Hampshire's strategy?
In order to accommodate the required level of growth and plan for the necessary infrastructure the PUSH published the ‘South Hampshire Strategy – A framework to guide sustainable development and change to 2026’ in October 2012. This recognised the importance of maintaining the separation of existing settlements to avoid the sub-region becoming a single amorphous urban sprawl and reinforced the approach to designating Gaps recommended in their 2008 Policy Framework for Gaps. Criteria were provided to help member authorities identify strategically important areas to be protected from development that would diminish gaps between settlements. The purpose was to ensure consistency across South Hampshire and to avoid any proliferation of gaps which could prevent sufficient land being made available for employment and housing development. Four Gaps which cross authority boundaries were identified as needing a coordinated approach to ensure that their designation and their extent is aligned across the boundary. Two of these relate to the Eastleigh Borough, namely; between Southampton and Eastleigh/Chandlers Ford between Southampton and Hedge End/Bursledon/Netley The other two were; between Fareham and Fareham Western Wards/Whiteley between Fareham/Gosport and Stubbington/Lee on Solent. 2.13 Policy 15 of the 2012 PUSH ‘South Hampshire Strategy – A framework to guide sustainable development and change to 2026’, states that these four Gaps would be designated by PUSH authorities. Policy 15 also includes criteria for PUSH authorities to use to designate the location of other Gaps and to define the boundaries of all Gaps – as follows:
What are the gaps between Southampton and Eastleigh?
2.1 ‘Strategic Gaps’ between Eastleigh’s settlements and Southampton were recognised in Hampshire Structure Plans from the mid 1980’s. Structure plans were first introduced by the 1968 Town and Country Planning Act, as strategic level development plans, prepared either by a county council or by local authorities working jointly together. They consisted of a broad framework of policies looking forward up to 20 years ahead, supported by a "key diagram" showing land use, transport and environmental proposals (including gaps) diagrammatically. Local district councils were required to accord with the overall strategy set out in the structure plan in their Local Plans, which were more locationally specific. This gave rise to the identification of additional gaps by local district councils which were described as ‘Local Gaps’ to distinguish them from those identified in the Structure Plans.
Why should there be a gap between options B and C?
It will also fulfil the wider purposes of helping to maintain ecological networks between two sets of woodland, and space for green infrastructure. The gap should be sufficiently wide to achieve these aims. Equally it should not be so wide that residents of option E are located further away from the wider range of facilities in option C; or that effective use is not made of development land.
What is the third phase of the Eastleigh Local Plan Review?
1.10 The third phase was to consider alternatives to a gap policy to inform whether a gap policy should be taken forward into the Eastleigh Local Plan Review 2016-2036. Using the findings of the review, a Gap policy and boundaries for the Eastleigh Local Plan Review 2016-2036 were developed and are presented in this paper.
What is a gap town?
Gap towns or cities: They develop at a point of access through or over a physical barrier, for example at a mountain pass.
What are rural settlements?
Rural settlements are mainly unifunctional (the y have one main function) with only primary economic activities occurring, e.g. farming or forestry.
Where do break of bulk towns develop?
Break-of-bulk towns or cities: They develop at a point where the type of transport changes. This is most often at a harbour where the transport changes from sea to land.
What is the classification of settlements?
Settlements are classified from the smallest to the largest.
What is a settlement?
A settlement is a place where people live. It can range in size from an isolated dwelling to a million city. The site of a settlement is the location where it is built. It describes the physical nature of where a settlement is located. Factors such as water supply, defence, quality of soil, building materials, climate, ...
What factors were taken into account when establishing settlements in the past?
Factors such as water supply, defence, quality of soil, building materials, climate, shelter and defence were all taken into consideration when establishing settlements in the past. The situation of a settlement is the description of the settlement in relation to physical features around it and other settlements.
