Settlement FAQs

what is united settlement

by Mr. Luigi Reichel Published 3 years ago Updated 2 years ago
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United Settlement is a company committed to provide support to individuals who are struggling with either consumer or business debt. Through debt negotiation and settlement we seek to provide savings for people who need it most.

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Diversify Your Money While Minimizing Tax Liability

A diversified portfolio is a healthy portfolio. United Settlement Solutions has the tools and the expertise to build a plan that meets your unique needs. Our structured settlements provide tax advantages with an added bonus: market-related returns.

Smart Tax Strategy

Market-based structured settlement payments- including gains- are income tax-free for personal injury, workers’ compensation, and wrongful death cases. In contrast, if you accept your settlement as a cash lump sum and invest it, interest earned on the funds will be subject to income tax.

Opportunity for Growth

Market-based structured settlements can help you reach your investment goals with model investment portfolio options managed by a reputable financial institution. Alternatively, your financial advisor can manage the investments within your market-based structured settlement.

No Contribution Limit

Unlike traditional retirement accounts, market-based structured settlements do not have contribution limits. You can use the funds to supplement your retirement nest egg or design your payment stream to meet your other future goals.

Personalized, Flexible Design

Payments can be aligned to meet your financial goals, with quarterly, semi-annual, annual, and lump sum payment options. You have extensive flexibility to defer payments to a time of your choosing.

What is the United Settlement Program?

The United Settlement program provides a key benefit, which is a primary focus is to prevent Chapter 11 – the elimination of harassing creditor calls and reorganization of capital without the cost of bankruptcy. Bankruptcy should always be your last resort.

How effective is United Settlements?

Dealing directly with your creditors on past due debt tends to be very emotional. United Settlements business debt reduction program removes the sentiment and is the most effective way to get you out of debt with creditors quicker and more efficiently than if you tried on your own.

Why did I contact United Settlement?

The number one reason I chose to contact United Settlement was I wanted to be more informed about my own personal and business debt. When you have credit card debt, it can be extremely frustrating. Especially if you don’t know...

Can a creditor pursue collection?

Creditors and lenders do have the right to pursue collection activities once a debt goes into default. Collection activities include emails, calls, and at times litigation. Creditor calls can be frustrating, but the options available are limited; either you answer the phone call or you dont.

Does United Settlement negotiate a reduction?

In these situations, United Settlement will negotiate a payout plan within our client’s budget.

Is debt settlement a good idea?

Debt settlement can be a good idea when a debtor has already fallen behind on a number of different credit card accounts. Creditors recognize that delinquent accounts that are approaching charge-off status may eventually become worthless to them, and are often willing to accept less than the total balance owed as a result. A debt settlement firm may be able to successfully negotiate a lower balance payoff – and even get the creditor to mark the account as “paid in full” on a credit report, though creditors are under no legal obligation to accept settlement offers.

Overview

United Settlement is a company committed to provide support to individuals who are struggling with either consumer or business debt. Through debt negotiation and settlement we seek to provide savings for people who need it most.

Customer Complaints

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Certified Debt Help Reviews

UnitedSettlement.com is made from proud IAPDA certified debt relief specialists with a combined 20+ years of debt settlement / negotiation experience. The team started their debt settlement journey in 2004 in the consumer debt space.

Professional and focused on facts and truth not hype. Excellent. We want to know facts

Great work very professional and great updates. Communication is excellent.

trust them

Excellent. Also each time i call there they treat me with respect even though they are probably thinking jerk . You sure have made mess of your life. but they have been taught to smile smile smile. this agency is just awesome. thank your help.

Thanks for all your help and negotiations

Thanks for the update! I have faith in you guys and will continue my payments. Thanks for all your help and negotiations.

That A Settlement Was Entered

I Absolutely Love You All At United Settlements. You All Have Saved My Credit Solutions. I Would Refer Everyone To You Services.

The results of the settlement attempts

So far, I have found United Settlement more than satisfactory. Very conscientious and very efficient in providing a service in debt settlement. Thank you and all the members of your team who are assisting in bringing me new life.

Tough Financial Hard Times During Covid-19

I signed up with United Debt Settlement because of large credit card debts, which had taken a financial toll on my credit. UDS has an outstanding reputation assisting clients like me achieve financial recovery and success. During the last few months, I like many other Americans have been financia...

I was so sick of being in debt

I was so sick of being in debt, so I decided to reach out to United Settlement. They are a great company full of knowledge. They helped me set myself straight and got me on a payment plan that works best for my monthly income. I would recommend them if you don’t know where to turn if you need to pay off debt quickly.

Absolutely dDelighted

My experience with Jodi Floyd was an absolute pleasure. She shared all the information I needed and obviously was willing and able to quickly get the job done. She showed a genuine interest in my welfare and was a unique pleasure to do business with. Keep up the good work!

Before you go bankrupt

Before you go bankrupt, I recommend reaching out to United Settlement. This company has a great team working for them who are very knowledgeable about every facet of debt, but I found them to be particularly beneficial when it comes to determining a credit card debt payment plan.

I worked with Dwyane

I worked with Dwyane. I love him. He was so kind * helpful & he is definitely an asset to company. I enjoyed talking with, had a few laughs about our drinking water. I loved him much I may just call him again . BLESS YOU DWYANE.

No one wants to face debt

No one wants to face debt, even if it’s your business debt. But you have to. And United Settlement made it easier to do. The representative I worked with answered all of my questions and made sure I understood the terms of the agreement fully. This was so helpful because I find that my mind wanders when it comes to numbers.

The Real Deal

Great follow up and they really do have your best interested in mind! Highly Recommend!

I want to acknowledge the diligent and insightful work of United Settlement

I want to acknowledge the diligent and compassionate customer care I received from United Settlement in one of the most difficult times of my life. Like many others, my business had stumbled under the effects of the now infamous Pandemic. I had agreed on a course of action to try and ride out this storm, but even this was coming up short.

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