
What is informal settlement?
Almost half of the world’s urban population lives in informal settlements (also known as slums or shanty towns) where they are socially and politically excluded and lack access to basic public services and amenities.
What is an urban settlement?
An urban settlement is a densely populated area comprising mostly man-made structures that contain all of a society's administrative, cultural, residential and religious functions.
What are the effective ways for urban renewal of informal settlement?
Here I introduce 8 effective ways for urban renewal of informal settlement that needs political and economical intervention and development. Preparing a development plan for the area focusing comprising of several phases for a time limit parallel with the available funds, policy making procedure.
Who is the author of informal settlements in urban areas?
INFORMAL SETTLEMENTS IN URBAN AREAS Author NAIMAH ALMAS, TOOBA REHAN HAQQI Subject International Journal of Scientific & Engineering Research Volume 11, Issue 4, April-2020

How would you describe an informal settlement?
Informal settlements are residential areas that do not comply with local authority requirements for conventional (formal) townships. They are, typically, unauthorised and are invariably located upon land that has not been proclaimed for residential use.
What are examples of informal settlements?
Common categories or terms associated with informal housing include: slums, shanty towns, squats, homelessness, backyard housing and pavement dwellers.
What is informal and formal settlement?
Formal areas have cadastral organization with streets and public services such as electricity, tap water, telephone, school, sanitation. Informal areas are squatter settlements and have no cadastral organization or public services.
Where are informal settlements?
Informal settlements often sit on the periphery of urban areas, lacking access to markets and/or resources. For women, for example, this can heighten barriers they face in accessing livelihood opportunities.
What are causes of informal settlement?
According to UN-Habitat (2015:2), informal settlements are caused by a range of interrelated factors, including population growth and rural-urban migration, lack of affordable housing for the urban poor, weak governance (particularly in the areas of policy, planning, land and urban management resulting in land ...
What are the 3 biggest problems of informal settlements?
Informal settlements are characterized by a lack of basic services, pollution, overcrowding and poor waste management.
What is another word for informal settlement?
Shanty town Sometimes called a squatter, informal or spontaneous settlement, shanty towns often lack proper sanitation, safe water supply, electricity, hygienic streets, or other basic human necessities.
What are the effects of informal settlements?
Informal settlements are characterized by a lack of basic services, pollution, overcrowding and poor waste management. These characteristics impact negatively on the environment posing risk and susceptibility to health problems associated with informal settlements.
What are informal cities?
On the other hand, the informal city is about spaces, places and communities where residents adapt to the circumstances at hand using locally based rules, processes and governance. These actions are generally 'outside' the structures and processes that guide order and control in the formally planned city.
What are the advantages of informal settlement?
It offers choice, it gives people what they want, it enables individual creativity and it is affordable. It is also simple to build and easy to use. So, a powerful brand — the informal settlement — is in town. And it's reshaping the city.
How can informal settlements be improved?
Water and improved sanitation and hygiene (WaSH) are the biggest planning and design concerns of informal settlements and adjacent formal settlements as well. The prioritization of inclusive access to WaSH should be encouraged.
How many informal settlements are there in South Africa?
Currently, there are approximately 27oo informal settlements across South Africa, compared to just around 300 informal settlements in 1994 (Mistro and Hensher, 2009; Bennett and Fieuw, 2012).
What is an informal settlement in South Africa?
Informal settlements are housing areas that are often illegally built on municipal land. In South Africa, these settlements are found in a variety of areas and are home to a large percentage of the country's impoverished population.
What are informal cities?
On the other hand, the informal city is about spaces, places and communities where residents adapt to the circumstances at hand using locally based rules, processes and governance. These actions are generally 'outside' the structures and processes that guide order and control in the formally planned city.
What are the informal communities known as?
Almost half of the world's urban population lives in informal settlements (also known as slums or shanty towns) where they are socially and politically excluded and lack access to basic public services and amenities.
What is informal settlement?
Almost half of the world’s urban population lives in informal settlements (also known as slums or shanty towns) where they are socially and politically excluded and lack access to basic public services and amenities.
Does urbanization cause poverty?
Although urbanization is associated with higher incomes and development, it also produces extreme urban poverty. Around the world, city officials and local and international organizations are looking to gain a better understanding of how many people are living in informal settlements and are in need of public services.
What is informal settlement?
Hence, settlements can range from small camps to towns to villages to large developed cities. Therefore informal settlements can be defined as unplanned, un-owned, piece of land on which people of the deprived class occupy illegally and carryout construction there. The occupants of the accommodating areas neither have any legal claim nor do they follow any building or construction rules and regulations. Whereas UN defines these informal settlements or slums as the area having “five Deprivations” which are as follows: “Clean water, improved sanitation, sufficient living area so as not to be over-crowded, durable housing, and secure tenure.”1
How did informal settlements affect Pakistan's economy?
For the purpose to keep it brief the city of Karachi has been taken under study. Main variables which are considered includes; population living in slums, total labor force of slums, labor force employed, labor force unemployed and the nature of Pakistan’s economy. Moreover through the research it has been deduced that due to the ever increasing urbanization and urban sprawl the delivery of provision of adequate housing facility is not being hampered due to which lower income class is bound to live in the informal settlements. The research methodology adopted for this paper is secondary data. Most of the data has been taken from World Bank while the remaining has been taken from Pakistan Bureau of Statistics. Descriptive analysis has been applied in order to investigate the statistics. The results show that 55 % of the population of Karachi lives in slum areas, with 40% people without jobs and 28% have been dismissed from their occupations, not only this the GDP of the country has been falling since last 10-15 year and has shrunk to 5.4. The paper provides certain recommendations with which the problem can be eradicated. Certain policy options, political steps and government intervention can help solve the problem.
Why are there slums in cities?
These settlements are imposing threats to the sustainable development of every city and have serious implications on the political, economic, social, and cultural facets of the society. These slums have increased due to a number of reasons which mainly include population growth, intensive rural urban migration, lack of proper housing facilities along with adequate provisions of houses to every citizen of the country, economic weakness, lack of proper policy making, poor urban management and planning, low wages of the blue-collar workers (due to which they are unable to afford the basic necessities), refugees due to natural disaster and wars (e.g. afghan refugees in Pakistan), and last but not the least the class differences created by the society. It can also be seen the government does not acknowledge any sort of these under-developed areas within the developed cities and neither has it worked to improve the situation. On the other hand local governments either oppose these settlements or they dislodge them; it shows rigidity and reluctance towards it and does not take the case of housing requirements up to the top level concerned authorities. Incarnating in the slums has adverse effect on the people living there. This hypothesis can be evident from the example being followed as stated by UNFPA: “For women, this can heighten barriers they face in accessing livelihood opportunities. Home- based workers also face challenges to entrepreneurial activity. Women in informal settlements spend more time and energy accessing basic services than other urban counterparts, limiting their ability and time to earn through paid employment. In addition, the prevalence of male-biased land tenure policies and restrictions on women’s rights to own property decreases the likelihood of alternative housing options. Poor quality housing, or eviction and homelessness, can also increase the risk of insecurity and sexual violence.”
Why is poverty increasing in slums?
From the above mentioned data it can be devised that the population as well as the number of households in the slum areas are increasing day by day and it is expected that the urban poverty will also increase due to rapid urbanization and no proper planning and development mechanism adopted by the local government as well as the national/ federal government.
How does illegal settlement affect economic development?
Gerald Myoro in his article, The Impact of Illegal Settlement on Economic Development, writes that the informal settlements are a problem for the society that inhibits the economic development of any country, region or city. He says that it is also the result of state and local government’s lack of planning and improper policies. Economic development of a country is followed by increased living standards, along with provision of basic facilities to the people. But it can also be seen that both the things are relatively interchangeable, living standards also affect the economic development and vice versa. He argues that economic development is a process
Why is urbanization without growth called urbanization?
This can be named as “Urbanization without growth” because people are continuously moving from internal Sindh to Karachi in order to have access to basic amenities and better living conditions along with job opportunities but they end up living in
What are the negative effects of the Karachi slums?
He has mentioned various negative effects of the slums which mainly include the increased terrorist activities, thefts, and extremist fragmentation. According to the author the fueling of the terrorists grown in the slum areas cause serious consequences and does not only effect the people living their but also have some sort of socio-economic, environmental, and political costs.
What is informal settlement?
Informal Settlements. definition. Informal Settlements means an area where no sub division of individual erven has taken place in terms of Town planning legislation.
What happens if the infrastructure of the informal settlements change?
Should the infrastructure of the Informal Settlements change, the City will review the service offered and consider rendering a containerised service.
What is a viatical settlement broker?
Viatical settlement broker means a person, including a life insurance producer as provided for in section 508E.3, who, working exclusively on behalf of a viator and for a fee, commission, or other valuable consideration, offers or attempts to negotiate viatical settlement contracts between a viator and one or more viatical settlement providers or one or more viatical settlement brokers. Notwithstanding the manner in which the viatical settlement broker is compensated, a viatical settlement broker is deemed to represent only the viator, and not the insurer or the viatical settlement provider, and owes a fiduciary duty to the viator to act according to the viator’s instructions and in the best interest of the viator. “Viatical settlement broker” does not include an attorney, certified public accountant, or a financial planner accredited by a nationally recognized accreditation agency who is retained to represent the viator and whose compensation is not paid directly or indirectly by the viatical settlement provider or purchaser.
What is contractual settlement date?
Contractual Settlement Date is the earlier of (i) the date upon which all of the required Deposit Securities, the Cash Component and any other cash amounts which may be due are delivered to the Trust and (ii) the latest day for settlement on the customary settlement cycle in the jurisdiction where any of the securities of the relevant Fund are customarily traded. A Creation Unit of Shares will not be issued until the transfer of good title to the Trust of the portfolio of Deposit Securities and the payment of the Cash Component and the applicable Transaction Fee have been completed. When the sub-custodian confirms to the Custodian that the required securities included in the Portfolio Deposit (or, when permitted in the sole discretion of the Trust, the cash value thereof) have been delivered to the account of the relevant sub-custodian, which confirmation shall be done promptly after such delivery, the Custodian shall notify the Distributor and Transfer Agent, and the Trust will issue and cause the delivery of the Creation Unit of Shares via DTC.
How many households were upgraded in the Upgrading of Informal Settlements Programme?
Through the Upgrading of Informal Settlements Programme, 67 548 households were upgraded in partnership with provinces and municipalities, during the review period.
What is structured settlement payment rights?
Structured settlement payment rights means rights to receive periodic payments under a structured settlement , whether from the structured settlement obligor or the annuity issuer, where:
What is a settlement date for a termination?
Termination Settlement Date means, for any Terminated Obligation, the date customary for settlement, substantially in accordance with the then-current market practice in the principal market for such Terminated Obligation (as determined by the Calculation Agent), of the sale of such Terminated Obliga tion with the trade date for such sale occurring on the related Termination Trade Date.
What is urban renewal of informal settlement ?
Informal settlement is one of the major problems that faces any government in the world because of poverty and economic decline. The concentration of country economic activities in centers of cities causes population shift of low income labor to cities and to create these settlements on government owned land.
Socio- economic and political solutions
Preparing a development plan for the area focusing comprising of several phases for a time limit parallel with the available funds, policy making procedure. Considering all available resources from skilled labor, natural resources, and labor income.
Commercial development construction
Developing the industrial parts of the plan in the first phase to attract all workers, skilled labor, professionals in the settlement. Revenue and profit coming from the production cycle of this phase is a good source of funding for other infrastructure development aligned with the development plan of this settlement.
What is informal settlement?
Suburbanization and informal settlement in self-grown residences are the words that are increasingly used today in urban planning, urbanization, geography, urban sociology and the ones. Informal settlement is one of the consequences of the modern life and extensive urbanization that is considered as one of the most important problems of metropolitans (Khazaee et al, 91- 2012). During the recent years, for the first time, number of residents of cities has equaled to those of nonurban regions (Egger, 2005- 2). As it was announced by the Head of Informal Settlement Program of the UN, the year 2007 is the first year in human history when over half of the world population lives in cities. In the said year, we have witnessed that number of population living in the poor regions has exceeded 1 billion persons. According to predictions made by the UN, it has been revealed that more than 60% of world population will settle in cities until the year 2030 and the developing world will enjoy an urban rather than rural characteristic until the year 2017 respectively. It may be understood that such urbanization and poverty will be regarded as the greatest world challenges (United Nation, 2004). In case of persistence of the present undesirable condition, number of villagers residing in poor urban regions will be increased to 2 billion individuals within the next three decades.
Why are informal settlements important?
Considering the studies conducted to find the reason of informal settlements, the most important reasons for occurrence of this phenomenon includes expensive lands and shortcoming of housing, immigration and lack of any suitable employment which result in settlement in urban margins. This phenomenon is more obvious in the developing countries. Settlement in the margins of the city has faced several problems including unauthorized constructions and lack of health and security facilities resulting in several bottlenecks in social, economic and environmental fields in the margins of the cities. On the other hand, a look to the approaches for intervention in informal settlements indicates that until before 1960s, governmental investment in low income class housing sector was not often considered necessary; however, the increasing need to solve housing problem for the said class resulted in specific attention to that in terms of policies such as social building construction and empowerment throughout south countries. In 1970s, the service land project was set forth the results of which were accompanied by shortage of land and technical problems. In 1980s, empowerment policy was set forth aiming at public mobilization for improving the conditions of informal settlement which was followed by partnership-based procedures. The current procedure in intervention approaches which has been continued since 2000 is in parallel with guaranty of settlement in slum-free cities which has been formed with the goal of guaranteeing ownership and housing right for all people, public engagement in parallel with sustainable development and unforceful resettlement.
What is an urban settlement?
An urban settlement is a densely populated area comprising mostly man-made structures that contain all of a society's administrative, cultural, residential and religious functions. In some countries, like the Soviet Union and India, official urban municipalities may be considered an urban settlement if they meet population ...
What is the economic basis of an urban settlement?
Since the majority of people living in an urban settlement work outside agriculture, professional occupations and industrial manufacturing provide the economy's basis. A centralized government and banking system exist with residents relying on a cash or credit system as opposed to barter.
How many people are in an urban settlement?
In more developed countries, an area is not considered urban until it has at least 20,000 people.
Is a city considered an urban settlement?
Most countries have very specific population minimums before a settlement is considered urban; but a town, a city and a metropolitan area are a few types of urban settlements. Some countries define town and city differently based on size and population, and others use the terms interchangeably.
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How are informal spaces and planners related?
The relationship between informality and planners is complicated. On the one hand, informal spaces have been perceived as unplannable;^ on the other hand, there has been a series of attempts to improve and integrate such spaces. These mandates of improvement and integration bear resemblance to efforts in the American context to manage spaces of poverty. Table i is a schematic representation of the congruences between Third World informality policy and First World poverty policy. It shows how there are important themes that cut across the usually separated domains of "international development" and "community development." In doing so, it makes the argument that the study of informality and informality policy can be of considerable relevance to American planners.
What are the challenges of formalization?
One of the great challenges of formalization is that it can displace the most vulnerable residents of an informal settlement. Higher income groups can "raid" regularized settlements, displacing original residents (Burgess, 1982). Or formalization can make land markets less affordable (Payne, 2002). Indeed, if informality is a differentiated structure, then formalization can be a moment when inequality is deepened. Take for example the case of the Community Mortgage Program (CMP), an innovative policy launched in Manila in 1989, which offers squatters the opportunity to buy the land they occupy. The CMP operates through collective lending in which entire com- munities apply for credit, with the process managed by resident associations and supervised by NGOs. However, as discussed by Berner (2000), there are some important constraints. For example, the CMP seems to have worked primarily on public land where residents have paid only 15—20% of market price. But perhaps most significant is Berner's finding that the poorest one third of squatters, unable to make regular mortgage payments, are displaced by the program. The CMP then serves primarily the upper and middle ranks of squatter communities. Such findings raise the question: How can policymak- ers proceed with the task of formalization while keeping an eye on affordability and preventing gentrification and displacement? Some of this displacement might, of course. involve squatters capitalizing on rising property values (Eck- stein, 1990). This entrepreneurship is inevitable, and in my opinion, welcome. If the argument made by the World Bank, De Soto, and others is that land titles allow the buying and selling of property, then surely such forms of mobility indicate the success of these policies? But in many cases the mobility indicates displacement of the poorest residents. Such questions can be contemplated in relation to the state of exception. I have earlier argued that infor- mality is the state of exception determined by the sovereign power of the planning apparatus. I am now arguing that it is possible to strategically use the state of exception to frame policy. There are two forms of exception that are worth noting: regulatory exceptions and regularity exceptions. The need for regulatory exceptions is carefully articu- lated by Peter Ward (1999) in the case of the colonias of Texas. The colonias are informal subdivisions, carved out by developers in extraterritorial jurisdictions. Lots are then sold to those unable to afford housing in formal neighbor- hoods, often through the Contract for Deed, a poor man's mortgage that allows access to credit but provides few pro- tections. The colonias usually lack services, and most of the homes are built by the residents. Ward points out the cruel irony of how water and wastewater services were extended to some of the colonias through an EPA demonstration grant, but that this infrastructure went up to the colonias and not into the homes. Since the housing was not code compliant, the county would not authorize individual hookups to the EPA infrastructure.'^ However, if it had been code compliant it would not have been affordable. Looking across the border at the colonias of Mexico, where services often arrive well before formalization and well be- fore housing meets regulatory standards. Ward suggests a state of exception. His policy recommendation is to have a 5-year moratorium on codes while infrastructure is ex- tended to the colonias and at the same time to provide financing mechanisms for these settlements to upgrade to code. Each component of this policy recommendation is important—that this is a limited moratorium and that institutional resources are provided to allow upgrading. This ensures that the state of exception recognizes incre- mentalism but does not become a generalized condition where those unable to afford formal housing are condemned to a second-tier set of standards and codes. Incrementalism also makes possible exceptions of regularity. One important reason for displacement is that formalization regularizes the irregularity of payments and transactions. Without formal jobs, such regular mortgage or interest payments are difficult to sustain. Over the years, many studies have shown that when squatters are relocated to subsidized public housing, they sell off their rights to this
What is the equation of informality and poverty?
The first is the equation of informality with poverty. Neither frame recognizes how informality might be a differentiated process embodying varying degrees of power and exclusion. Second, both frames conceptualize informality, and poverty more generally, as caused by iso- lation from global capitalism.
What is the term for a combination of the Indonesian words for city and countryside?
In Southeast Asia, McGee (1991) labels such metropolitan regions desakota (a combination of the Indonesian words for city and countryside), signalling a complex hybridity of rural and urban functions and forms.
How can planning modalities produce the unplannable?
Three are of particular importance: how planning modalities can produce the "unplannable"—informality as a state of exception from the formal order of urbanization; how this state of exception can in turn be strategically used by planners to mitigate some of the vulnerabilities of the urban.
Does informal housing have value?
It is well established that informal housing not only has use value but also exchange value (Ward, 1982). In
Who published Urban Future 21?
The first comes from the report of the Urban 21, an ex- clusive group appointed as a World Commission in the year 2000, and published by Sir Peter Hall and Ulrich Pfeiffer (2000) as a book entitled Urban Future 21: A Global Agenda for 2ist Century Cities.
